Implement full Square payment review fixes + frontend polish

Implement every finding from the deep payment review (P0-P2, minors,
nitpicks), then close the post-implementation re-review items, then
align card-form typography and roll out the Square trust badge.

Backend - Square API alignment:
- tip_settings.allow_tipping nested under device_options (was top-level:
  terminal tips were silently lost in prod)
- CreateCardOnFile now accepts customerID and sends card.customer_id;
  saved-card (ccof:) charges forward square_customer_id as CustomerID
- New SquareClient methods GetPayment, CreateCustomer, CancelCheckout
- SCA verification_token accepted + forwarded in all charge paths
- ExpMonth/ExpYear -> *int; URL-path id validation; CancelCheckout
  NOT_FOUND-only no-op (dropped unverified NOOP); exported ErrorCode/
  ErrorDetail helpers; mock rejects raw PANs, RList locks, redacts
  emails, ForceRefundPending hook

Backend - money safety:
- sweepManualPendingSquareRefunds reconciles rows WITH square_refund_id
  instead of stranding them forever
- SweepStalePendingPayments reconciles at Square before failing (tri-state:
  leave pending on transport error, rescue completed, fail definitively)
- GetCheckoutStatus cancellation-recheck; terminal CANCELED resolution;
  SweepStaleTerminalCheckouts covers terminal_checkouts table
- till gift-card clawback on definitive failure incl. retry path +
  INSUFFICIENT_FUNDS/ADDRESS_VERIFICATION_FAILURE/TRANSACTION_LIMIT
- cross-user saved-card collision fixed (UNIQUE(user_id,square_card_id))
- customer provisioning (lazy, save-only); one-off/guest mint no customer
- discount preview/apply unified in discounts.go (global-milestone visible
  in preview, N+1 eliminated, redemption counter preserved on failures)
- webhook event_id dedup; refund loop dedup; stale comment fixes
- test-isolation t.Cleanup on committed sweep tests

Frontend:
- SCA tokenizeWithVerification across all charge flows (amount as
  major-units decimal), 5-min token-expiry re-tokenize, verification_token
  in request bodies
- PaymentModal synchronous double-click + zero/negative-amount guards
- till online-card UI wired to /api/admin/till/sale
- policyPopover generalised; new /privacy-policy route; consent checkbox
  copy + Square privacy link
- Square card iframe styled to app typography (Inter 14px, oklch tokens);
  mock form md:text-sm parity
- 'Secure payment powered by Square' badge on all 8 card-payment flows

Schema/docs: terminal_checkouts + square_customer_id + per-user card
constraint in init-script.sql; README migrations; P14 plan + backlog +
Technical Manual updated.

Includes 39 modified/new test files; full backend suite (25 pkgs),
-race on payments+square, and frontend build are green.
This commit is contained in:
2026-08-22 00:34:49 +01:00
parent fb21538532
commit 54a5b1024e
45 changed files with 6815 additions and 937 deletions
+184 -27
View File
@@ -8,9 +8,11 @@ import (
"errors"
"fmt"
"io"
"log"
"net/http"
"net/url"
"os"
"strings"
"time"
)
@@ -192,15 +194,27 @@ type sqTerminalCheckoutRequest struct {
}
type sqTerminalCheckoutPayload struct {
AmountMoney sqMoney `json:"amount_money"`
ReferenceID string `json:"reference_id,omitempty"`
Note string `json:"note,omitempty"`
CustomerID string `json:"customer_id,omitempty"`
DeviceOptions *sqDeviceOptions `json:"device_options,omitempty"`
AmountMoney sqMoney `json:"amount_money"`
ReferenceID string `json:"reference_id,omitempty"`
Note string `json:"note,omitempty"`
CustomerID string `json:"customer_id,omitempty"`
DeviceOptions *sqDeviceOptions `json:"device_options,omitempty"`
}
// sqTipSettings maps to Square's DeviceCheckoutOptions.tip_settings object
// (nested INSIDE device_options — a top-level tip_settings is silently ignored
// by Square's TerminalCheckout API, losing terminal tip revenue). Only
// allow_tipping is emitted — Square's wire field for enabling terminal tips.
type sqTipSettings struct {
AllowTipping bool `json:"allow_tipping"`
}
// sqDeviceOptions maps to Square's DeviceCheckoutOptions object inside the
// TerminalCheckout payload. device_id is REQUIRED; tip_settings lives here
// (not at the checkout top level) so terminal tips are actually collected.
type sqDeviceOptions struct {
DeviceID string `json:"device_id"`
DeviceID string `json:"device_id"`
TipSettings *sqTipSettings `json:"tip_settings,omitempty"`
}
type sqTerminalCheckoutResponse struct {
@@ -214,9 +228,11 @@ type sqTerminalCheckout struct {
ReferenceID string `json:"reference_id,omitempty"`
Note string `json:"note,omitempty"`
PaymentIDs []string `json:"payment_ids,omitempty"`
Deadline string `json:"deadline_duration,omitempty"`
CreatedAt string `json:"created_at"`
UpdatedAt string `json:"updated_at"`
// Deadline (deadline_duration) is deprecated in the TerminalCheckout API —
// retained read-only for informational purposes; harmless when set.
Deadline string `json:"deadline_duration,omitempty"`
CreatedAt string `json:"created_at"`
UpdatedAt string `json:"updated_at"`
}
type sqGetPaymentResponse struct {
@@ -280,11 +296,49 @@ type sqDisableCardResponse struct {
Card sqCard `json:"card"`
}
// --- Customer types ---
type sqCreateCustomerRequest struct {
IdempotencyKey string `json:"idempotency_key"`
EmailAddress string `json:"email_address"`
GivenName string `json:"given_name,omitempty"`
}
type sqCreateCustomerResponse struct {
Customer sqCustomer `json:"customer"`
}
// sqCustomer maps to Square's Customer object. Only fields this application
// consumes are included.
type sqCustomer struct {
ID string `json:"id"`
EmailAddress string `json:"email_address"`
GivenName string `json:"given_name"`
CreatedAt string `json:"created_at"`
}
// ---------------------------------------------------------------------------
// Package-level HTTP functions — shared by ProdClient and devProdClient.
// Each builds a fresh httpClient from env vars and makes the Square API call.
// ---------------------------------------------------------------------------
// validSquareID reports whether id is safe to embed in a Square REST URL path
// segment. Square IDs are alphanumeric plus '_' and '-' and well under 64
// characters; anything else could produce a malformed URL or enable path
// traversal in a future caller.
func validSquareID(id string) bool {
if len(id) == 0 || len(id) > 64 {
return false
}
for i := 0; i < len(id); i++ {
c := id[i]
if !(c >= 'a' && c <= 'z' || c >= 'A' && c <= 'Z' || c >= '0' && c <= '9' || c == '_' || c == '-') {
return false
}
}
return true
}
func createPaymentHTTP(ctx context.Context, req CreatePaymentReq) (*PaymentResult, error) {
return createPaymentHTTPWithClient(ctx, req, newHTTPClient())
}
@@ -336,6 +390,12 @@ func createCheckoutHTTPWithClient(ctx context.Context, req CreateCheckoutReq, hc
},
},
}
// AllowTipping must reach Square as device_options.tip_settings.allow_tipping
// — without it the terminal never prompts for a tip and tip revenue is
// silently lost. A top-level tip_settings would be ignored by Square.
if req.AllowTipping {
body.Checkout.DeviceOptions.TipSettings = &sqTipSettings{AllowTipping: true}
}
var resp sqTerminalCheckoutResponse
if err := hc.doJSON(ctx, http.MethodPost, "/v2/terminals/checkouts", body, &resp); err != nil {
return nil, err
@@ -348,6 +408,9 @@ func getCheckoutHTTP(ctx context.Context, checkoutID string) (*PaymentResult, er
}
func getCheckoutHTTPWithClient(ctx context.Context, checkoutID string, hc *httpClient) (*PaymentResult, error) {
if !validSquareID(checkoutID) {
return nil, fmt.Errorf("square: invalid checkout id %q", checkoutID)
}
var tcResp sqTerminalCheckoutResponse
if err := hc.doJSON(ctx, http.MethodGet, "/v2/terminals/checkouts/"+checkoutID, nil, &tcResp); err != nil {
return nil, err
@@ -373,6 +436,21 @@ func getCheckoutHTTPWithClient(ctx context.Context, checkoutID string, hc *httpC
return paymentFromSquare(&payResp.Payment), nil
}
func getPaymentHTTP(ctx context.Context, paymentID string) (*PaymentResult, error) {
return getPaymentHTTPWithClient(ctx, paymentID, newHTTPClient())
}
func getPaymentHTTPWithClient(ctx context.Context, paymentID string, hc *httpClient) (*PaymentResult, error) {
if !validSquareID(paymentID) {
return nil, fmt.Errorf("square: invalid payment id %q", paymentID)
}
var resp sqGetPaymentResponse
if err := hc.doJSON(ctx, http.MethodGet, "/v2/payments/"+paymentID, nil, &resp); err != nil {
return nil, err
}
return paymentFromSquare(&resp.Payment), nil
}
// squareAPIError wraps a formatted Square API error while exposing the
// structured Square error code so callers can classify definitive business
// rejections (e.g. ErrRefundDeclined) vs ambiguous transport/server errors.
@@ -385,6 +463,29 @@ type squareAPIError struct {
func (e *squareAPIError) Error() string { return e.err.Error() }
func (e *squareAPIError) Unwrap() error { return e.err }
// ErrorCode returns the Square error Code carried by err when err (or any
// error it wraps) is a *squareAPIError — i.e. a structured error parsed from
// Square's error response body. It returns "" for non-Square errors so callers
// can classify charge failures structurally instead of substring-matching the
// message.
func ErrorCode(err error) string {
var sqErr *squareAPIError
if errors.As(err, &sqErr) {
return sqErr.Code
}
return ""
}
// ErrorDetail returns the Square error Detail carried by err when err (or any
// error it wraps) is a *squareAPIError, and "" otherwise.
func ErrorDetail(err error) string {
var sqErr *squareAPIError
if errors.As(err, &sqErr) {
return sqErr.Detail
}
return ""
}
// Definitive Square refund rejection codes — the refund was declined and can
// never succeed, so retrying is pointless and the refund record should be
// marked 'failed'. Anything else (transport errors, 5xx) is left ambiguous so
@@ -448,14 +549,18 @@ func listRefundsHTTPWithClient(ctx context.Context, paymentID string, beginTime
}
path = base + "&cursor=" + url.QueryEscape(resp.Cursor)
}
return nil, fmt.Errorf("square: list refunds exceeded 20 pages (infinite loop guard)")
// 20 pages fetched and a cursor is still present — return what we
// collected rather than discarding partial results (the previous
// infinite-loop guard dropped everything and returned an error).
log.Printf("[SQUARE] list refunds exceeded 20 pages (infinite-loop guard) — returning partial results: %d refunds for %s", len(results), paymentID)
return results, nil
}
func createCardOnFileHTTP(ctx context.Context, userID, cardToken string) (*CardOnFile, error) {
return createCardOnFileHTTPWithClient(ctx, userID, cardToken, newHTTPClient())
func createCardOnFileHTTP(ctx context.Context, userID, cardToken, customerID string) (*CardOnFile, error) {
return createCardOnFileHTTPWithClient(ctx, userID, cardToken, customerID, newHTTPClient())
}
func createCardOnFileHTTPWithClient(ctx context.Context, userID, cardToken string, hc *httpClient) (*CardOnFile, error) {
func createCardOnFileHTTPWithClient(ctx context.Context, userID, cardToken, customerID string, hc *httpClient) (*CardOnFile, error) {
// Deterministic idempotency key derived from user + card (not time-based)
// so that retries with the same details don't create duplicate cards.
@@ -467,11 +572,13 @@ func createCardOnFileHTTPWithClient(ctx context.Context, userID, cardToken strin
IdempotencyKey: "card-" + fmt.Sprintf("%x", ikHash)[:38],
SourceID: cardToken,
Card: sqCardPayload{
// The app does not provision Square customers, so the local user
// ID must NOT be sent as customer_id (Square would reject it).
// reference_id is Square's free-form client reference, used to link
// the card to the local user for client-side filtering.
// the card to the local user for client-side filtering. customer_id
// is sent when the app has provisioned a Square customer for the
// user (Square marks customer_id Required on the Card object for
// saved-card flows) and omitted otherwise.
ReferenceID: userID,
CustomerID: customerID,
},
}
var resp sqCreateCardResponse
@@ -488,9 +595,10 @@ func getCardsOnFileHTTP(ctx context.Context, userID string) ([]CardOnFile, error
func getCardsOnFileHTTPWithClient(ctx context.Context, userID string, hc *httpClient) ([]CardOnFile, error) {
// Filter by reference_id natively: Square's List Cards API supports the
// reference_id query param, and cards are created with reference_id = the
// local user ID (the app has no Square customers, so customer_id cannot be
// used). List Cards pages at 25 cards, so loop on the cursor to avoid
// silently truncating a large saved-card list (N-10).
// local user ID. customer_id is not used for the filter because a user may
// have no provisioned Square customer. List Cards pages at 25 cards, so
// loop on the cursor to avoid silently truncating a large saved-card list
// (N-10).
var cards []CardOnFile
path := "/v2/cards?reference_id=" + url.QueryEscape(userID)
for page := 0; page < 20; page++ {
@@ -521,6 +629,56 @@ func deleteCardOnFileHTTP(ctx context.Context, cardID string) error {
return nil
}
func createCustomerHTTP(ctx context.Context, name, email string) (*CustomerResult, error) {
return createCustomerHTTPWithClient(ctx, name, email, newHTTPClient())
}
func createCustomerHTTPWithClient(ctx context.Context, name, email string, hc *httpClient) (*CustomerResult, error) {
// Deterministic idempotency key derived from the email (not time-based)
// so retries with the same email don't create duplicate customers. SHA-256
// prevents recovering the email from the key. Truncated to ≤45 chars —
// Square's documented idempotency-key limit.
ikHash := sha256.Sum256([]byte(email))
body := sqCreateCustomerRequest{
IdempotencyKey: "customer-" + fmt.Sprintf("%x", ikHash)[:35],
EmailAddress: email,
GivenName: name,
}
var resp sqCreateCustomerResponse
if err := hc.doJSON(ctx, http.MethodPost, "/v2/customers", body, &resp); err != nil {
return nil, err
}
return &CustomerResult{
ID: resp.Customer.ID,
Email: resp.Customer.EmailAddress,
CreatedAt: resp.Customer.CreatedAt,
}, nil
}
func cancelCheckoutHTTP(ctx context.Context, checkoutID string) error {
return cancelCheckoutHTTPWithClient(ctx, checkoutID, newHTTPClient())
}
func cancelCheckoutHTTPWithClient(ctx context.Context, checkoutID string, hc *httpClient) error {
if !validSquareID(checkoutID) {
return fmt.Errorf("square: invalid checkout id %q", checkoutID)
}
var resp sqTerminalCheckoutResponse
if err := hc.doJSON(ctx, http.MethodPost, "/v2/terminals/checkouts/"+checkoutID+"/cancel", nil, &resp); err != nil {
// Square returns 404 / NOT_FOUND when the checkout is already
// completed or canceled — that is a no-op, not a failure.
var sqErr *squareAPIError
if errors.As(err, &sqErr) && sqErr.Code == "NOT_FOUND" {
return nil
}
if strings.Contains(err.Error(), "HTTP 404") {
return nil
}
return err
}
return nil
}
// ---------------------------------------------------------------------------
// Conversion helpers — Square JSON → domain types.
// ---------------------------------------------------------------------------
@@ -552,16 +710,15 @@ func paymentFromSquare(sq *sqPayment) *PaymentResult {
r.EntryMethod = cd.EntryMethod
r.CVVStatus = cd.CVVStatus
r.AVSStatus = cd.AVSStatus
r.CardBrand = cd.Card.CardBrand
r.CardLast4 = cd.Card.Last4
// exp_month/exp_year ride on the card object — pointer set when present.
expMonth := cd.Card.ExpMonth
expYear := cd.Card.ExpYear
r.ExpMonth = &expMonth
r.ExpYear = &expYear
if cd.Card.ID != "" {
r.CardBrand = cd.Card.CardBrand
r.CardLast4 = cd.Card.Last4
r.CardFingerprint = cd.Card.Fingerprint
r.ExpMonth = cd.Card.ExpMonth
r.ExpYear = cd.Card.ExpYear
} else {
// Card details present but no card ID — still surface the brand/last4.
r.CardBrand = cd.Card.CardBrand
r.CardLast4 = cd.Card.Last4
}
}
return r