Fix review findings: aggregated-refund/saved-card/legacy-refund idempotency keys, structured Square error classification, CSP for Square SDK

Money-safety idempotency fixes (external review bugs 1-3):
- processChargeGroup: aggregated refund key now hashes the sorted pending-row
  set (chargeID-square-agg-<sha256 suffix>) so a changed group can never mark
  a new row completed against an old smaller refund; >45-char chargeIDs use a
  hashed prefix instead of verbatim truncation (which would collide charges on
  Square's global key dedup). Same-set crash-retry keeps Square's dedup.
- CreateTerminalPayment saved_card: two-tier idempotency key — client-supplied
  per-attempt UUID preferred (distinct identical charges no longer collapse),
  deterministic booking+type+amount+card fallback for no-key retry safety.
  PaymentModal sends a per-charge UUID cleared after success.
- ensureRefundKey: legacy NULL-key manual refunds persist a generated key to
  the row BEFORE the Square call (race-safe AND idempotency_key IS NULL guard),
  so a lost-response retry reuses the key and never double-refunds. Wired into
  resumeManualPendingRefund and the sweep's manual-retry loop.

Classification + money-safety hardening:
- till.go/sweep.go: structured square.ErrorCode/IsNotFound are authoritative
  when present; message-substring matching only for non-structured errors
  (dev mock, client-side status errors). Fixes fragile string-matching driving
  sweep retries and gift-card clawbacks.
- SaveCardForUser: ON CONFLICT (user_id, square_card_id) DO NOTHING + re-select
  (was a latent UNIQUE-violation 500 on save-card retry).
- CreateBookingPayment: partial payments re-validated against remaining balance
  inside the advisory lock (closes concurrent-overpayment race).
- InvalidateSquareCustomerCache on GDPR erasure paths (account.go,
  time-blockers.go stale-guest anonymization).
- GetUserGiftCardBalanceAdmin: in-handler admin check (defense-in-depth).
- getCheckoutHTTP: warn on multi-payment checkouts instead of dropping
  payments[1:].
- Cash/giftcard terminal branch: removed dead idempotency SELECT, "tip-" ->
  "till-" prefix.
- UserPaymentModal: removed vestigial polling state; proper interval cleanup.
- account/+page.svelte: gift-card redeem dialog links /terms.
- nginx CSP: allow *.squarecdn.com and js.squareup.com so the Square Web
  Payments SDK + card iframe can tokenize behind the proxy.

Tests: +8 regression tests covering changed-set refund keys, legacy NULL-key
single-refund, saved-card client-key dedup/no-dedup, concurrent partials, and
cache invalidation. Full suite + race detector clean via run-tests.sh lockfile.

nginx/conf.d/default.conf

@@ -19,7 +19,10 @@ server {
     add_header X-Content-Type-Options nosniff;
     add_header X-Frame-Options DENY;
     add_header X-XSS-Protection "1; mode=block";
-    add_header Content-Security-Policy "default-src 'self'; script-src 'self' 'unsafe-inline'; style-src 'self' 'unsafe-inline'; img-src 'self' data: https:; font-src 'self'; connect-src 'self'; frame-ancestors 'none';" always;
+    # Square Web Payments SDK: script from *.squarecdn.com, card-entry iframe
+    # from js.squareup.com (frame-src; without it the payment form cannot
+    # tokenize behind this proxy). connect-src allows the SDK's own network calls.
+    add_header Content-Security-Policy "default-src 'self'; script-src 'self' 'unsafe-inline' https://*.squarecdn.com; style-src 'self' 'unsafe-inline'; img-src 'self' data: https:; font-src 'self'; connect-src 'self' https://*.squareup.com https://*.squarecdn.com; frame-src https://js.squareup.com https://*.squareup.com; frame-ancestors 'none';" always;
 
     # Serve static frontend
     root /usr/share/nginx/html;