//go:build dev || test

package payments

// twoFADeliveryAvailable reports whether a 2FA code delivery channel exists in
// this build. Dev/test builds always have one — the [2FA] log line is the
// documented loose-fake delivery channel — so the 2FA BACKUP authorization
// (the saved-card gate when SCA is unavailable) is always usable here. Mirrors
// handlers/user/twofa_dev.go; production builds decide in
// twofa_delivery_prod.go.
func twoFADeliveryAvailable() bool { return true }